Unlock Premium Possibilities with the Standard Bank Platinum Credit Card
The Standard Bank Platinum Credit Card is tailored for individuals who seek a higher level of service, exclusive perks, and greater financial flexibility. Whether you’re a frequent traveler, a lifestyle enthusiast, or simply want more from your banking experience, this card delivers premium benefits without the premium fuss. Enjoy a seamless blend of convenience, security, and value—all under one sleek platinum design.
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Complimentary Travel Insurance
Stay covered while exploring the world with complimentary basic travel insurance, offering peace of mind during your journeys.
Access to Bidvest Premier Lounges
Unwind before your flight with access to luxury airport lounges across South Africa.
Automatic UCount Rewards
Earn rewards every time you swipe and redeem them on groceries, travel, tech, and more with the UCount Rewards Programme.
Higher Credit Limits & Flexible Budgeting
Benefit from increased credit limits and manage your expenses with flexible budget and straight facility options.
A Card Designed for the Modern Achiever
The Standard Bank Platinum Credit Card is much more than a payment tool—it's a gateway to a lifestyle upgrade. With a focus on comfort, convenience, and control, this card gives you access to a premium experience, both locally and abroad. Enjoy the security of free basic travel insurance when you purchase your tickets using the card, and make your airport wait time more enjoyable with entry to Bidvest Premier Lounges at key airports. Whether you're traveling for business or leisure, these perks enhance every step of your journey. The card automatically links to the UCount Rewards Programme, letting you earn points on daily purchases. These points can be redeemed across a wide range of partners—from supermarkets to travel agencies—giving you back more for what you spend. Additionally, the Platinum Credit Card offers flexibility with its dual-facility feature. You can choose to pay off large purchases over time using the budget facility or settle smaller amounts via the straight facility—whatever suits your financial rhythm. In essence, this card is crafted for those who value experience, efficiency, and ease—all delivered with a platinum polish.
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What is the minimum income required for this card?
You must earn a minimum of R25,000 per month to qualify for the Standard Bank Platinum Credit Card.
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Do I get automatic UCount Rewards registration?
Yes, once you activate the card, it is automatically linked to the UCount Rewards Programme.
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Can I use this card overseas?
Absolutely. The Standard Bank Platinum Credit Card is accepted globally wherever Visa is accepted.
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Is lounge access unlimited?
You receive limited complimentary visits to Bidvest Premier Lounges. Additional visits may incur a fee.
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What are the interest rates on this card?
Interest rates vary based on your credit profile but typically align with the South African Reserve Bank’s guidelines. You’ll be informed during the application.
How to Apply for the Standard Bank Platinum Credit Card
Applying for the Standard Bank Platinum Credit Card is straightforward and designed to match your convenience. Whether you prefer digital routes or personalized assistance, you have multiple ways to initiate the process. Start by visiting Standard Bank’s official website, where you’ll find the application portal. Here, you can fill in your personal and financial details, upload supporting documents (such as proof of income, a valid South African ID, and a recent utility bill), and track your application status in real time. The process is safe, quick, and completely paperless. Alternatively, if you’re already a Standard Bank customer, you can apply via the banking app or internet banking—often with pre-filled information, making the experience even smoother. For those who prefer a personal touch, visiting your nearest Standard Bank branch is also an option. A consultant will walk you through the eligibility requirements, benefits, and help with your application. To qualify, you’ll generally need to earn a monthly income of at least R25,000. Once approved, you’ll receive your card with instructions for activation, ready to use in-store, online, and internationally.